Ways To Save: Check Your Bills
Saving money and trimming your budget requires constant action on your part. If you set all the pieces in motion and walk away for any amount of time, you will simply fall back into your old spending habits. In order to make sure your budget is as trim as possible, you need to stay on top of it week after week. Here are some helpful hints to free up some money that you might not have considered:
Look At Your Cell Phone Bill Does your cell phone plan reflect current usage? Are you anywhere near your allotted minutes? If not, look into switching to a cheaper plan with fewer minutes. On the flip side, if you consistently use more than your allotted minutes, you are paying dearly for it. Call your cell phone carrier and inquire about increasing your minutes. Research this and figure out if it is financially prudent to pay for a more expensive plan. Depending on when you call, it may take an entire billing cycle (i.e. 30 days) for changes in your plan to take effect.
Think About Your Auto Insurance Does your auto insurance reflect your current status as a driver? A recent career change not only decreased my commute from over an hour to barely five minutes, but it also decreased the distance I was driving by nearly 500 miles per week. Unfortunately, it did not dawn on me to call my auto insurance company until last week. I did and my rate was lowered by a considerable amount. Use Google to figure out what else might get you additional driver discounts.
Look At Your Financial Statements and Credit Card Bills This one is almost a no-brainer, but you would be amazed at how many of my friends confess to me that they don't scrutinize their statements. I admit with shame that I used to count myself among this group. However, with identity theft claims on the rise, it only makes sense to analyze your financial statements more closely. In fact, I go online at least once a day to my bank and credit card accounts to make sure that the statements reflect what I have written in my spending log.
Pay Your Bills On Time Look at your bills to see when they are due and get the check in the mail with time to spare. Late fees are the equivalent of throwing your money away. Over time, they add up to hundreds of dollars a year in unnecessary expenses. If you have trouble keeping checks or postage stamps in stock around the house, use your bank's online bill pay. Also, late payments can seriously damage your credit and result in an increased interest rate on your credit cards.
Saving money is an ongoing process. By staying on top of your payments and making sure insurance and cell phone plans reflect your lifestyle, you'll be able to free up money to either pay down existing debt or invest in your future.
Look At Your Cell Phone Bill Does your cell phone plan reflect current usage? Are you anywhere near your allotted minutes? If not, look into switching to a cheaper plan with fewer minutes. On the flip side, if you consistently use more than your allotted minutes, you are paying dearly for it. Call your cell phone carrier and inquire about increasing your minutes. Research this and figure out if it is financially prudent to pay for a more expensive plan. Depending on when you call, it may take an entire billing cycle (i.e. 30 days) for changes in your plan to take effect.
Think About Your Auto Insurance Does your auto insurance reflect your current status as a driver? A recent career change not only decreased my commute from over an hour to barely five minutes, but it also decreased the distance I was driving by nearly 500 miles per week. Unfortunately, it did not dawn on me to call my auto insurance company until last week. I did and my rate was lowered by a considerable amount. Use Google to figure out what else might get you additional driver discounts.
Look At Your Financial Statements and Credit Card Bills This one is almost a no-brainer, but you would be amazed at how many of my friends confess to me that they don't scrutinize their statements. I admit with shame that I used to count myself among this group. However, with identity theft claims on the rise, it only makes sense to analyze your financial statements more closely. In fact, I go online at least once a day to my bank and credit card accounts to make sure that the statements reflect what I have written in my spending log.
Pay Your Bills On Time Look at your bills to see when they are due and get the check in the mail with time to spare. Late fees are the equivalent of throwing your money away. Over time, they add up to hundreds of dollars a year in unnecessary expenses. If you have trouble keeping checks or postage stamps in stock around the house, use your bank's online bill pay. Also, late payments can seriously damage your credit and result in an increased interest rate on your credit cards.
Saving money is an ongoing process. By staying on top of your payments and making sure insurance and cell phone plans reflect your lifestyle, you'll be able to free up money to either pay down existing debt or invest in your future.
Saving money and trimming your budget requires constant action on your part. If you set all the pieces in motion and walk away for any amount of time, you will simply fall back into your old spending habits. In order to make sure your budget is as trim as possible, you need to stay on top of it week after week. Here are some helpful hints to free up some money that you might not have considered:
Look At Your Cell Phone Bill Does your cell phone plan reflect current usage? Are you anywhere near your allotted minutes? If not, look into switching to a cheaper plan with fewer minutes. On the flip side, if you consistently use more than your allotted minutes, you are paying dearly for it. Call your cell phone carrier and inquire about increasing your minutes. Research this and figure out if it is financially prudent to pay for a more expensive plan. Depending on when you call, it may take an entire billing cycle (i.e. 30 days) for changes in your plan to take effect.
Think About Your Auto Insurance Does your auto insurance reflect your current status as a driver? A recent career change not only decreased my commute from over an hour to barely five minutes, but it also decreased the distance I was driving by nearly 500 miles per week. Unfortunately, it did not dawn on me to call my auto insurance company until last week. I did and my rate was lowered by a considerable amount. Use Google to figure out what else might get you additional driver discounts.
Look At Your Financial Statements and Credit Card Bills This one is almost a no-brainer, but you would be amazed at how many of my friends confess to me that they don't scrutinize their statements. I admit with shame that I used to count myself among this group. However, with identity theft claims on the rise, it only makes sense to analyze your financial statements more closely. In fact, I go online at least once a day to my bank and credit card accounts to make sure that the statements reflect what I have written in my spending log.
Pay Your Bills On Time Look at your bills to see when they are due and get the check in the mail with time to spare. Late fees are the equivalent of throwing your money away. Over time, they add up to hundreds of dollars a year in unnecessary expenses. If you have trouble keeping checks or postage stamps in stock around the house, use your bank's online bill pay. Also, late payments can seriously damage your credit and result in an increased interest rate on your credit cards.
Saving money is an ongoing process. By staying on top of your payments and making sure insurance and cell phone plans reflect your lifestyle, you'll be able to free up money to either pay down existing debt or invest in your future.
Look At Your Cell Phone Bill Does your cell phone plan reflect current usage? Are you anywhere near your allotted minutes? If not, look into switching to a cheaper plan with fewer minutes. On the flip side, if you consistently use more than your allotted minutes, you are paying dearly for it. Call your cell phone carrier and inquire about increasing your minutes. Research this and figure out if it is financially prudent to pay for a more expensive plan. Depending on when you call, it may take an entire billing cycle (i.e. 30 days) for changes in your plan to take effect.
Think About Your Auto Insurance Does your auto insurance reflect your current status as a driver? A recent career change not only decreased my commute from over an hour to barely five minutes, but it also decreased the distance I was driving by nearly 500 miles per week. Unfortunately, it did not dawn on me to call my auto insurance company until last week. I did and my rate was lowered by a considerable amount. Use Google to figure out what else might get you additional driver discounts.
Look At Your Financial Statements and Credit Card Bills This one is almost a no-brainer, but you would be amazed at how many of my friends confess to me that they don't scrutinize their statements. I admit with shame that I used to count myself among this group. However, with identity theft claims on the rise, it only makes sense to analyze your financial statements more closely. In fact, I go online at least once a day to my bank and credit card accounts to make sure that the statements reflect what I have written in my spending log.
Pay Your Bills On Time Look at your bills to see when they are due and get the check in the mail with time to spare. Late fees are the equivalent of throwing your money away. Over time, they add up to hundreds of dollars a year in unnecessary expenses. If you have trouble keeping checks or postage stamps in stock around the house, use your bank's online bill pay. Also, late payments can seriously damage your credit and result in an increased interest rate on your credit cards.
Saving money is an ongoing process. By staying on top of your payments and making sure insurance and cell phone plans reflect your lifestyle, you'll be able to free up money to either pay down existing debt or invest in your future.
posted by zzzzzzzzzzz at
9:25 PM
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