It has been said by a wise man “Don’t lay any certain plans for the future it is like planting toads and expecting to raise toadstools “

However it has become a common image now and everyone’s dream of retirement: crotchety and loveable Henry Fonda grumbling at Katherine Hepburn, who is bravely carrying wood, in their summer home full the past, with enough money to keep their memories untarnished and their lifestyle as comfortable as ever. Their problems are their health, their relationship with each other, their daughter’s happiness.

However in reality we may not all this lucky,

That is what we all want, from life as from retirement: to go on as we are, coping and enjoying, but with maybe a little more time for enjoying.

In other scenarios, retired couples take cruises; tour North America in mobile homes. And even take trips to such far away places as Eastern Asia, Australia and New Zealand.

However North America - the United States and Canada are aging societies. Both the numbers and the percentages of the population that is elderly are increasing. The last Big Generation in our society is the “Baby Boomers, so called as they were born in the period following World War 2 period. The servicemen had returned home from the war theatres of Europe and Asia, the women returned from the factories to the kitchen and bedroom, resulting in a period of prosperity and a family life with many children.